Comenity Capital Bank
AAA Travel Advantage Visa Signature
Annual Fee
$0
Sign-up Bonus
10,000 pts
Card data last reviewed 2026-06-09
Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 5x on gas (catalog median is 2x)
- 3x on flights (catalog median is 2x)
- 3x on hotels (catalog median is 2x)
- No annual fee
- Non-bonus spending earns only 1x
- Bonus rates have spending caps
What It Earns
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$552/yr
$552 rewards
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$560/yr
$560 rewards
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$712/yr
$712 rewards
Rewards by Category
Dining
3x
Grocery
3x
Gas
5x
Flights
3x
Hotels
3x
Other Travel
3x
Online Shopping
1x
Rideshare
1x
Streaming
1x
Amazon
1x
Costco
1x
Other
1x
Apple
1x
Cell Phone
1x
Fast Food
3x
Home Utilities
1x
Internet
1x
Walmart
1x
Point value: 1.0 cents per point
The Fine Print That Changes the Math
5% cash back at gas stations and EV charging (max $350 cash back per calendar year, equivalent to $7,000 in spend, then 1%), 3% on travel, restaurants, grocery stores, and AAA purchases, 1% everywhere else. AAA-purchase bonus is not mappable to CardSavvy categories yet. No annual fee, no foreign transaction fees. $100 statement credit after $1,000 spend in first 90 days. Issued by Comenity Capital Bank; AAA membership not required. Bonus categories depend on merchant category codes; PayPal/Venmo purchases earn no bonus.
- Gas: bonus rate capped at $7,000 of spend per year (5% on gas/EV charging capped at $350 cash back/calendar year ($7,000 spend), then 1%)
AAA Travel Advantage Visa Signature FAQ
What is the AAA Travel Advantage Visa Signature annual fee?
The AAA Travel Advantage Visa Signature has no annual fee.
What is the AAA Travel Advantage Visa Signature signup bonus?
10,000 points for new cardholders meeting the minimum spend. Verified 2026-06-09. Check the issuer's site for the current offer.
What are the best spending categories for the AAA Travel Advantage Visa Signature?
5x on gas, 3x on flights, 3x on hotels. Everything else earns 1x.
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Sources & Verification
Card data last reviewed 2026-06-09.
Card details are for informational purposes only. Please verify current terms, rewards, and benefits on the issuer's website before applying. Links to issuers are direct; CardSavvy currently earns no commission from them.