About CardSavvy
CardSavvy is a free credit card reward optimization platform. It calculates the expected value of a user's existing wallet and compares cards using spending estimates, annual fees, benefit assumptions, and point values.
CardSavvy analysis is written by its founder under the pseudonym Engineer Investor, with transparent methodology, primary-source citations, documented updates, and a corrections process. Rankings are determined by the math, not by compensation.
Key facts
Product
Credit card reward optimization
Pricing
Free, with no paid ranking tier
Method
Transparent mathematical optimization
Privacy
No bank login or card number required
Research byline
Engineer Investor (pseudonymous founder)
Primary market
United States
Research and story angles
The real cost of premium-card coupon books
CardSavvy compares marketed credit value with realistic capture rates and the effort required to use each benefit.
Linear optimization for everyday card decisions
A technical look at how category rewards, fees, point values, and wallet overlap become a personalized spending strategy.
Privacy-first personal finance tools
CardSavvy can optimize a wallet from user-supplied estimates without bank access, transaction history, or card numbers.
Brand assets and data
Use the CardSavvy wordmark without alteration. For calculations and citations, link to the public methodology and downloadable research dataset.
Media contact
Use the approved CardSavvy corporate address for press inquiries.
press@card-savvy.com