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About CardSavvy

CardSavvy is a free credit card reward optimization platform that uses linear programming to help users maximize the value of their existing credit card portfolio. Unlike traditional "best credit card" lists driven by affiliate commissions, CardSavvy's recommendations are 100% math-based and personalized to each user's actual spending patterns.

The platform analyzes a user's cards and spending across categories like dining, groceries, travel, and gas to determine the mathematically optimal card for every purchase. Users get a complete strategy in under 2 minutes, without linking bank accounts or sharing card numbers.

Key Facts

Founded

2024

Pricing

Free core optimizer, $9.99/mo Premium

Cards in Database

50+

Technology

Linear programming (PuLP solver)

Privacy Model

No bank login, no card numbers stored

Platform

Web (mobile-optimized)

Founder

EI

Engineer Investor

Founder & Engineer

The founder holds a Ph.D. in Electrical Engineering and has spent their career in aerospace and tech, deploying modern machine learning systems at scale. CardSavvy was built out of frustration with credit card recommendation sites that prioritized affiliate revenue over honest math. What started as a personal spreadsheet evolved into a full optimization platform.

Story Angles

Founder Profile

The Engineer Who Proved Most "Best Credit Card" Lists Are Wrong

Founder story: How an engineer with a Ph.D. built a free tool using linear programming to replace affiliate-driven credit card rankings with pure math.

Tech Story

Linear Programming Meets Personal Finance

Technical deep-dive into how CardSavvy uses the same optimization algorithms used in logistics and supply chains to maximize credit card rewards.

Evergreen Finance

The Math Behind Credit Card Annual Fees

Evergreen analysis: When premium cards are worth it, when they're not, and how to calculate the breakeven point for any card.

Privacy/Tech

Privacy-First Personal Finance

How CardSavvy optimizes spending without ever accessing bank accounts, storing card numbers, or tracking transactions.

Brand Assets

Logo

CardSavvy Logo

PNG format. Right-click to save.

Brand Colors

Primary: Indigo 600

#4F46E5

Accent: Emerald 500

#10B981

Headers: Gray 900

#111827

Font: Inter (or system sans-serif). Wordmark: "CardSavvy" in Inter Bold.

Media Contact

For press inquiries, interviews, or partnership opportunities:

press@card-savvy.com

We typically respond within 24 hours.

Want to try CardSavvy for yourself?

Try the Optimizer (Free)