Maximize Every Swipe
Our algorithm analyzes your spending habits and card benefits to recommend the best card for every purchase, ensuring you never miss out on rewards.
Actionable Insights
Go beyond simple numbers. Get clear, personalized recommendations and see your potential earnings, not just your past performance.
Secure & Private
We use bank-level security and never store your credit card numbers. Your privacy and security are our top priority.
Effortless Optimization in 3 Steps
1
Add Your Cards
Securely enter the rewards rates for the credit cards in your wallet.
2
Enter Your Spending
Tell us your estimated annual spending across key categories like dining and groceries.
3
Get Recommendations
Receive instant, clear advice on which card to use for which category to maximize your cash back or points.
Card-Specific Calculators
Deep-dive into the math for popular premium cards. See if the annual fee pays off for your spending.
"I thought I was good with my credit cards, but CardSavvy found me an extra $450 in rewards this year. It's a no-brainer."
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Latest Strategy Guides
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Learn how to maximize your credit card rewards with our latest guide.
Bilt 2.0 Update (Jan 2026): The New Tiered Rent Points Option (And the Real Math)
Learn how to maximize your credit card rewards with our latest guide.
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