Advertiser Disclosure

Our promise of transparency and mathematical objectivity.

CardSavvy is an independent, ad-supported comparison service. Our mission is to provide you with the mathematically optimal credit card strategy for your specific spending profile.

To support this free service, we may receive compensation when you click on links to products from our partners.

How We Stay Unbiased: The Code Decides

Unlike traditional review sites where human editors might be swayed by commissions, CardSavvy relies on a "Math First" philosophy. Our recommendations are generated by proprietary algorithms that prioritize one metric: Your Net Value.

  • The Math is Blind: Our ranking engine calculates Total Rewards Value - Annual Fees = Net Value. It does not know or care which issuers pay us a commission.
  • No Pay-to-Play: Partners cannot pay us to boost their rankings, improve their "score," or alter the mathematical outcome of a comparison.
  • Universal Inclusion: We include cards in our database based on their merit and popularity, regardless of whether we have a financial relationship with the issuer.

While we strive to include a wide range of offers, we do not include every financial or credit offer available on the market. All information, including rates and fees, is presented without warranty and should be verified on the issuer's secure application page.