Bilt 2.0 Calculator
Compare Blue, Obsidian, and Palladium cards. See which rewards option maximizes your annual value.
1. Choose Your Card
Dining
1x
Grocery
1x
Travel
1x
Other
1x
Housing
Up to 1.25x
2. Enter Your Monthly Spending
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$
$
$
$
3. Valuation Settings
Enter your monthly spending to see results.
Optimize Your Entire Wallet
Bilt is just one card. See how it fits with your other cards to maximize rewards across all your spending categories.
Try the CardSavvy OptimizerLearn More About Bilt
Read our full breakdown of the Bilt 2.0 cards and how to maximize your rent rewards.
This calculator provides estimates based on Bilt's published program terms as of January 2026. Actual rewards may vary. Hotel credits require 2+ night portal bookings. Not financial advice.