2026 Edition
Costco Anywhere Visa Calculator
See how much cash back you're earning with 4% gas, 3% dining & travel, and 2% at Costco. No annual fee — just your Costco membership.

Gas & EV
4%
Dining
3%
Travel
3%
Costco
2%
Other
1%
1. Enter Your Spending
4% Category
4% on first $7,000/year, then 1%
$
3% Categories
$
$
2% Category
$
1% Category
$
2. Costco Membership
The Costco Visa requires a Costco membership. Executive members earn an additional 2% rebate on Costco purchases.
Optimize Beyond Costco
The Costco Visa is solid for gas and Costco, but it only earns 1% on everything else. See which card combo maximizes your total rewards across all categories.
Try the CardSavvy OptimizerLearn More
Explore Costco credit card strategies and comparisons.
This calculator provides estimates based on published Costco Anywhere Visa terms as of March 2026. Requires active Costco membership. Cash back is issued as an annual reward certificate. Benefits and rates can change. Not financial advice.