Chase Points Calculator
See what your Ultimate Rewards points are worth in dollars, ranked best to worst — with the 2026 Points Boost rules and your specific card's options.
Your Ultimate Rewards points
How the Chase points-to-dollars conversion works
Dollar value equals the number of points multiplied by cents per point, then divided by 100. A 50,000-point balance is worth $500 at the 1.0-cent cash floor, about $750 at a 1.5-cent Points Boost rate, or about $875 at CardSavvy's 1.75-cent good-transfer benchmark. Transfer value is an estimate, not a guarantee.
| Redemption | Cents per point | 50,000 points |
|---|---|---|
| Cash or statement credit | 1.00¢ | $500 |
| Illustrative Points Boost booking | 1.50¢ | $750 |
| Good transfer benchmark | 1.75¢ | $875 |
Methodology and sources
The calculator first limits methods by the card selected. Eligible premium cards can transfer points to partners, while Freedom and no-fee Ink cards need points pooled into an eligible premium account. Fixed-value methods use the published cash floor. Points Boost and transfers use ranges because availability and award prices vary.
Verify current eligibility and redemption rules in the official Chase Ultimate Rewards documentation. For a deeper explanation, read the Chase transfer-partner guide.
Optimize Your Entire Wallet
Knowing your points are worth most on transfers is step one. See which cards earn the most Ultimate Rewards for your actual spending across every category.
Try the CardSavvy OptimizerLearn More
The full guide to Chase transfer partners, sweet spots, and how Points Boost changed the math in 2026.
Estimates based on Chase's published program terms and third-party valuations; last checked June 2026. Transfer and Points Boost values are variable and depend on the specific award. Not financial advice.