Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 5x on walmart (catalog median is 1x)
- No annual fee
What It Earns
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$360/yr
$360 rewards
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$390/yr
$390 rewards
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$420/yr
$420 rewards
Rewards by Category
Dining
1.5x
Grocery
1.5x
Gas
1.5x
Flights
1.5x
Hotels
1.5x
Other Travel
1.5x
Online Shopping
1.5x
Rideshare
1.5x
Streaming
1.5x
Amazon
1.5x
Costco
1.5x
Other
1.5x
Apple
1.5x
Cell Phone
1.5x
Fast Food
1.5x
Home Utilities
1.5x
Internet
1.5x
Walmart
5x
Point value: 1.0 cents per point
The Fine Print That Changes the Math
5% back at Walmart (in-store & online) with Walmart+ membership, 3% without. 1.5% everywhere else. No annual fee.
Walmart OnePay CashRewards Card FAQ
What is the Walmart OnePay CashRewards Card annual fee?
The Walmart OnePay CashRewards Card has no annual fee.
What is the Walmart OnePay CashRewards Card signup bonus?
35 dollars for new cardholders meeting the minimum spend. Check the issuer's site for the current offer.
What are the best spending categories for the Walmart OnePay CashRewards Card?
5x on walmart, 1.5x on flights, 1.5x on hotels. Everything else earns 1.5x.
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Card details are for informational purposes only. Please verify current terms, rewards, and benefits on the issuer's website before applying. Links to issuers are direct; CardSavvy currently earns no commission from them.