Coastal Community Bank
Robinhood Gold Visa
Annual Fee
$50
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Card data last reviewed 2026-05-27
Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 3x on flights (catalog median is 2x)
- 3x on hotels (catalog median is 2x)
- 3x on other travel (catalog median is 2x)
- The $50 annual fee needs strong category spending to clear
Is the $50 Fee Worth It?
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$670/yr
$720 rewards - $50 fee
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$730/yr
$780 rewards - $50 fee
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$790/yr
$840 rewards - $50 fee
Rewards by Category
Dining
3x
Grocery
3x
Gas
3x
Flights
3x
Hotels
3x
Other Travel
3x
Online Shopping
3x
Rideshare
3x
Streaming
3x
Amazon
3x
Costco
3x
Other
3x
Apple
3x
Cell Phone
3x
Fast Food
3x
Home Utilities
3x
Internet
3x
Walmart
3x
Point value: 1.0 cents per point
The Fine Print That Changes the Math
3 points per $1 on eligible purchases for Gold members; Robinhood Travel Portal purchases no longer earn extra points as of April 15, 2026. Gold membership required. Points worth 1 cent each to brokerage.
Robinhood Gold Visa FAQ
What is the Robinhood Gold Visa annual fee?
The Robinhood Gold Visa has a $50 annual fee.
What are the best spending categories for the Robinhood Gold Visa?
3x on flights, 3x on hotels, 3x on other travel. Everything else earns 3x.
Is the Robinhood Gold Visa worth the annual fee?
At a typical $24,000/yr spending profile, it nets about $670/yr after the fee. Your own spending mix decides it; run the numbers in the optimizer.
Compare With Similar Cards
Guides Featuring This Card
Is Robinhood Gold Visa Right for You?
Run your personalized optimization to see how this card fits into your wallet and how much you could earn based on your actual spending.
Sources & Verification
Card data last reviewed 2026-05-27.
Card details are for informational purposes only. Please verify current terms, rewards, and benefits on the issuer's website before applying. Links to issuers are direct; CardSavvy currently earns no commission from them.