Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 5x on online shopping (catalog median is 1x)
- No annual fee
- Non-bonus spending earns only 1x
What It Earns
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$360/yr
$360 rewards
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$356/yr
$356 rewards
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$280/yr
$280 rewards
Rewards by Category
Dining
1x
Grocery
1x
Gas
2x
Flights
1x
Hotels
1x
Other Travel
1x
Online Shopping
5x
Rideshare
1x
Streaming
1x
Amazon
1x
Costco
1x
Other
1x
Apple
1x
Cell Phone
1x
Fast Food
1x
Home Utilities
1x
Internet
1x
Walmart
1x
Point value: 1.0 cents per point
The Fine Print That Changes the Math
5% on office supplies, internet, cable, phone services (first $25k combined/year), 2% at gas stations and restaurants (first $25k combined/year), 1% on all other.
Chase Ink Business Cash FAQ
What is the Chase Ink Business Cash annual fee?
The Chase Ink Business Cash has no annual fee.
What is the Chase Ink Business Cash signup bonus?
75,000 dollars for new cardholders meeting the minimum spend. Check the issuer's site for the current offer.
What are the best spending categories for the Chase Ink Business Cash?
5x on online shopping, 2x on gas. Everything else earns 1x.
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