Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 5x on flights (catalog median is 2x)
- 5x on hotels (catalog median is 2x)
- 5x on other travel (catalog median is 2x)
- No annual fee
What It Earns
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$414/yr
$414 rewards
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$525/yr
$525 rewards
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$924/yr
$924 rewards
Rewards by Category
Dining
3x
Grocery
1.5x
Gas
1.5x
Flights
5x
Hotels
5x
Other Travel
5x
Online Shopping
1.5x
Rideshare
1.5x
Streaming
1.5x
Amazon
1.5x
Costco
1.5x
Other
1.5x
Apple
1.5x
Cell Phone
1.5x
Fast Food
3x
Home Utilities
1.5x
Internet
1.5x
Walmart
1.5x
Point value: 1.0 cents per point
The Fine Print That Changes the Math
5% on travel purchased through Chase, 3% on dining and drugstores, 1.5% on everything else. Worth more when paired with CSR/CSP.
Chase Freedom Unlimited FAQ
What is the Chase Freedom Unlimited annual fee?
The Chase Freedom Unlimited has no annual fee.
What is the Chase Freedom Unlimited signup bonus?
30,000 dollars for new cardholders meeting the minimum spend. Check the issuer's site for the current offer.
What are the best spending categories for the Chase Freedom Unlimited?
5x on flights, 5x on hotels, 5x on other travel. Everything else earns 1.5x.
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