Amazon Prime Store Card

Synchrony

Amazon Prime Store Card

Annual Fee

$0

137 cards modeled · 18 spending categories · every verdict is a published formulaHow we rank →

Where It Wins, Where It Doesn't

Generated from the card's data against our full catalog, not editorial opinion.

  • 5x on amazon (catalog median is 1x)
  • No annual fee
  • Non-bonus spending earns only 1x

What It Earns

Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.

Everyday

Groceries, gas, and dining out a few times a month ($24,000/yr)

+$240/yr

$240 rewards

Foodie

Heavy dining and delivery, lighter on travel ($26,000/yr)

+$260/yr

$260 rewards

Traveler

Several trips a year with flights and hotels ($28,000/yr)

+$280/yr

$280 rewards

Rewards by Category

Dining

1x

Grocery

1x

Gas

1x

Flights

1x

Hotels

1x

Other Travel

1x

Online Shopping

1x

Rideshare

1x

Streaming

1x

Amazon

5x

Costco

1x

Other

1x

Apple

1x

Cell Phone

1x

Fast Food

1x

Home Utilities

1x

Internet

1x

Walmart

1x

Point value: 1.0 cents per point

The Fine Print That Changes the Math

5% back at Amazon.com and Whole Foods for Prime members. Store card (Amazon only). Special financing on select purchases.

    Amazon Prime Store Card FAQ

    What is the Amazon Prime Store Card annual fee?

    The Amazon Prime Store Card has no annual fee.

    What are the best spending categories for the Amazon Prime Store Card?

    5x on amazon. Everything else earns 1x.

    Is Amazon Prime Store Card Right for You?

    Run your personalized optimization to see how this card fits into your wallet and how much you could earn based on your actual spending.

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