Southwest Priority Calculator
Calculate if the $229 annual fee is worth it with free bags, anniversary points, and travel perks.
Before you spend a dollar, your perks are worth $188 — that's 82% of the $229 fee already covered.
1. Enter Your Spending
4x Category
2x Categories
1x Category
2. Point Valuation (cpp)
cpp = cents per point. Rapid Rewards points are redeemed directly for Southwest flights. Value varies by fare type.
1.0 cpp: More Rewards catalog or Amazon redemption
1.3 cpp: Off-peak or Business Select flights
1.5 cpp: Average Wanna Get Away fare value
1.7 cpp: Peak travel or last-minute Wanna Get Away fares
3. Travel Perks
These perks can offset most of the annual fee before counting spend rewards.
Automatically deposited each cardmember year
7,500 pts x 1.5 cpp
Annual statement credit for Southwest purchases. Will you spend $75+ on Southwest this year?
Also Included (No Extra Value Needed)
- • 10,000 Companion Pass qualifying points/year
- • 25% back on inflight purchases
- • Complimentary preferred seat selection
- • Extra legroom upgrades within 48 hours of departure
- • 1 year DoorDash DashPass membership
- • No foreign transaction fees
- • Lost luggage reimbursement & baggage delay insurance
Optimize Your Entire Wallet
The Southwest Priority is great for loyal Southwest flyers. See how to maximize rewards on the spending that doesn't go to Southwest.
Try the CardSavvy OptimizerLearn More
Understand Southwest's new bag fees and how credit card perks can offset them.
This calculator provides estimates based on published Southwest Priority terms as of March 2026. Bag fees are $35 per bag each way as of 2025. Benefits, earning rates, and fees can change. Not financial advice.