Barclays
Wyndham Rewards Earner Business
Annual Fee
$95
Sign-up Bonus
75,000 pts
Card data last reviewed 2026-05-22
Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 8x on hotels (catalog median is 2x)
- 8x on gas (catalog median is 2x)
- 5x on internet (catalog median is 1x)
- Credits worth about $165/yr at typical usage offset 100% of the fee
- Non-bonus spending earns only 1x
Is the $95 Fee Worth It?
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$519/yr
$449 rewards + $165 credits - $95 fee
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$356/yr
$286 rewards + $165 credits - $95 fee
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$748/yr
$678 rewards + $165 credits - $95 fee
Rewards by Category
Dining
1x
Grocery
1x
Gas
8x
Flights
1x
Hotels
8x
Other Travel
1x
Online Shopping
1x
Rideshare
1x
Streaming
1x
Amazon
1x
Costco
1x
Other
1x
Apple
1x
Cell Phone
5x
Fast Food
1x
Home Utilities
5x
Internet
5x
Walmart
1x
Point value: 1.1 cents per point
The Fine Print That Changes the Math
8X points at Hotels by Wyndham and gas stations. 5X on marketing, advertising, and utilities (telecom/internet/electric/gas/water). 1X elsewhere. Automatic Wyndham Diamond status. 15,000 anniversary points. 10% discount on eligible award nights. Employee cards at no additional cost. No foreign transaction fees.
- No foreign transaction fees
Benefits & Credits
15,000 Anniversary Points$165
Wyndham Rewards Earner Business FAQ
What is the Wyndham Rewards Earner Business annual fee?
The Wyndham Rewards Earner Business has a $95 annual fee. Statement credits worth about $165/yr at typical usage reduce the effective cost.
What is the Wyndham Rewards Earner Business signup bonus?
75,000 points for new cardholders meeting the minimum spend. Verified 2026-05-22. Check the issuer's site for the current offer.
What are the best spending categories for the Wyndham Rewards Earner Business?
8x on hotels, 8x on gas, 5x on internet. Everything else earns 1x.
Is the Wyndham Rewards Earner Business worth the annual fee?
At a typical $24,000/yr spending profile, it nets about $519/yr after the fee. Your own spending mix decides it; run the numbers in the optimizer.
Compare With Similar Cards
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Is Wyndham Rewards Earner Business Right for You?
Run your personalized optimization to see how this card fits into your wallet and how much you could earn based on your actual spending.
Sources & Verification
Card data last reviewed 2026-05-22.
Card details are for informational purposes only. Please verify current terms, rewards, and benefits on the issuer's website before applying. Links to issuers are direct; CardSavvy currently earns no commission from them.