Wells Fargo Active Cash Card

Wells Fargo

Wells Fargo Active Cash Card

Annual Fee

$0

Sign-up Bonus

20,000 pts

Add to Optimizer

Direct link. CardSavvy earns no commission today.

137 cards modeled · 18 spending categories · every verdict is a published formulaHow we rank →

Where It Wins, Where It Doesn't

Generated from the card's data against our full catalog, not editorial opinion.

  • No annual fee

    What It Earns

    Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.

    Everyday

    Groceries, gas, and dining out a few times a month ($24,000/yr)

    +$480/yr

    $480 rewards

    Foodie

    Heavy dining and delivery, lighter on travel ($26,000/yr)

    +$520/yr

    $520 rewards

    Traveler

    Several trips a year with flights and hotels ($28,000/yr)

    +$560/yr

    $560 rewards

    Rewards by Category

    Dining

    2x

    Grocery

    2x

    Gas

    2x

    Flights

    2x

    Hotels

    2x

    Other Travel

    2x

    Online Shopping

    2x

    Rideshare

    2x

    Streaming

    2x

    Amazon

    2x

    Costco

    2x

    Other

    2x

    Apple

    2x

    Cell Phone

    2x

    Fast Food

    2x

    Home Utilities

    2x

    Internet

    2x

    Walmart

    2x

    Point value: 1.0 cents per point

    The Fine Print That Changes the Math

    Unlimited 2% cash rewards on all purchases. No annual fee. Cell phone protection included.

      Wells Fargo Active Cash Card FAQ

      What is the Wells Fargo Active Cash Card annual fee?

      The Wells Fargo Active Cash Card has no annual fee.

      What is the Wells Fargo Active Cash Card signup bonus?

      20,000 dollars for new cardholders meeting the minimum spend. Check the issuer's site for the current offer.

      What are the best spending categories for the Wells Fargo Active Cash Card?

      2x on flights, 2x on hotels, 2x on other travel. Everything else earns 2x.

      Is Wells Fargo Active Cash Card Right for You?

      Run your personalized optimization to see how this card fits into your wallet and how much you could earn based on your actual spending.

      Run Free Optimization

      Card details are for informational purposes only. Please verify current terms, rewards, and benefits on the issuer's website before applying. Links to issuers are direct; CardSavvy currently earns no commission from them.