U.S. Bank
U.S. Bank Business Altitude Connect
Annual Fee
$95
Sign-up Bonus
60,000 pts
Card data last reviewed 2026-05-22
Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 4x on flights (catalog median is 2x)
- 4x on hotels (catalog median is 2x)
- 4x on other travel (catalog median is 2x)
- No foreign transaction fees
- The $95 annual fee needs strong category spending to clear
- Non-bonus spending earns only 1x
Is the $95 Fee Worth It?
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$266/yr
$348 rewards + $13 credits - $95 fee
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$304/yr
$386 rewards + $13 credits - $95 fee
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$618/yr
$700 rewards + $13 credits - $95 fee
Rewards by Category
Dining
2x
Grocery
1x
Gas
4x
Flights
4x
Hotels
4x
Other Travel
4x
Online Shopping
1x
Rideshare
4x
Streaming
1x
Amazon
1x
Costco
1x
Other
1x
Apple
1x
Cell Phone
2x
Fast Food
2x
Home Utilities
1x
Internet
1x
Walmart
1x
Point value: 1.0 cents per point
The Fine Print That Changes the Math
5X on prepaid hotels and car rentals via U.S. Bank Travel Center. 4X on eligible travel, gas, and EV charging (subject to disclosed annual threshold). 2X on dining, takeout, delivery, and cell phone service. 1X elsewhere. $25 statement credit after three consecutive monthly eligible taxi or rideshare transactions. $0 introductory annual fee for the first year, then $95. No foreign transaction fees.
- No foreign transaction fees
Benefits & Credits
Rideshare/Taxi Credit (after 3 consecutive monthly transactions)$25
We count this at 50% of face value (typical usage)
U.S. Bank Business Altitude Connect FAQ
What is the U.S. Bank Business Altitude Connect annual fee?
The U.S. Bank Business Altitude Connect has a $95 annual fee. Statement credits worth about $13/yr at typical usage reduce the effective cost.
What is the U.S. Bank Business Altitude Connect signup bonus?
60,000 points for new cardholders meeting the minimum spend. Verified 2026-05-22. Check the issuer's site for the current offer.
What are the best spending categories for the U.S. Bank Business Altitude Connect?
4x on flights, 4x on hotels, 4x on other travel. Everything else earns 1x.
Is the U.S. Bank Business Altitude Connect worth the annual fee?
At a typical $24,000/yr spending profile, it nets about $266/yr after the fee. Your own spending mix decides it; run the numbers in the optimizer.
Compare With Similar Cards
Is U.S. Bank Business Altitude Connect Right for You?
Run your personalized optimization to see how this card fits into your wallet and how much you could earn based on your actual spending.
Sources & Verification
Card data last reviewed 2026-05-22.
Card details are for informational purposes only. Please verify current terms, rewards, and benefits on the issuer's website before applying. Links to issuers are direct; CardSavvy currently earns no commission from them.