Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 6x on hotels (catalog median is 2x)
- 4x on other travel (catalog median is 2x)
- 4x on dining (catalog median is 2x)
- The $125 annual fee needs strong category spending to clear
Is the $125 Fee Worth It?
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$355/yr
$480 rewards - $125 fee
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$435/yr
$560 rewards - $125 fee
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$573/yr
$698 rewards - $125 fee
Rewards by Category
Dining
4x
Grocery
2x
Gas
4x
Flights
2x
Hotels
6x
Other Travel
4x
Online Shopping
2x
Rideshare
2x
Streaming
2x
Amazon
2x
Costco
2x
Other
2x
Apple
2x
Cell Phone
2x
Fast Food
4x
Home Utilities
2x
Internet
2x
Walmart
2x
Point value: 0.8 cents per point
The Fine Print That Changes the Math
6X at Marriott. 4X on US restaurants, gas, wireless, shipping. 2X all else. Free night award annually (up to 35K points).
Marriott Bonvoy Business FAQ
What is the Marriott Bonvoy Business annual fee?
The Marriott Bonvoy Business has a $125 annual fee.
What is the Marriott Bonvoy Business signup bonus?
75,000 points for new cardholders meeting the minimum spend. Check the issuer's site for the current offer.
What are the best spending categories for the Marriott Bonvoy Business?
6x on hotels, 4x on other travel, 4x on dining. Everything else earns 2x.
Is the Marriott Bonvoy Business worth the annual fee?
At a typical $24,000/yr spending profile, it nets about $355/yr after the fee. Your own spending mix decides it; run the numbers in the optimizer.
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Is Marriott Bonvoy Business Right for You?
Run your personalized optimization to see how this card fits into your wallet and how much you could earn based on your actual spending.
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