American Express
Hilton Honors American Express Card
Annual Fee
$0
Sign-up Bonus
80,000 pts
Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 7x on hotels (catalog median is 1.5x)
- 5x on dining (catalog median is 2x)
- 5x on fast food (catalog median is 2x)
- No annual fee
What It Earns
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. A credit counts only when the profile spends in its category, so a household with no travel spend gets no travel credit. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$492/yr
$492 rewards
#11 of 92 in the Q4 2026 Rewards Index →Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$540/yr
$540 rewards
#15 of 92 in the Q4 2026 Rewards Index →Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$606/yr
$606 rewards
#22 of 92 in the Q4 2026 Rewards Index →Rewards by Category
Dining
5x
Grocery
5x
Gas
5x
Flights
3x
Hotels
7x
Other Travel
3x
Online Shopping
3x
Rideshare
3x
Streaming
3x
Amazon
3x
Other
3x
Apple
3x
Cell Phone
3x
Fast Food
5x
Home Utilities
3x
Internet
3x
Walmart
3x
Point value: 0.5 cents per point
The Fine Print That Changes the Math
7x at Hilton hotels, 5x at U.S. restaurants/supermarkets/gas, 3x everywhere else. Automatic Silver status.
Hilton Honors American Express Card FAQ
What is the Hilton Honors American Express Card annual fee?
The Hilton Honors American Express Card has no annual fee.
What is the Hilton Honors American Express Card signup bonus?
80,000 points for new cardholders meeting the minimum spend. Check the issuer's site for the current offer.
What are the best spending categories for the Hilton Honors American Express Card?
7x on hotels, 5x on dining, 5x on fast food. Everything else earns 3x.
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