Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- No annual fee
What It Earns
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$360/yr
$360 rewards
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$390/yr
$390 rewards
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$420/yr
$420 rewards
Rewards by Category
Dining
1.5x
Grocery
1.5x
Gas
1.5x
Flights
1.5x
Hotels
1.5x
Other Travel
1.5x
Online Shopping
1.5x
Rideshare
1.5x
Streaming
1.5x
Amazon
1.5x
Costco
1.5x
Other
1.5x
Apple
1.5x
Cell Phone
1.5x
Fast Food
1.5x
Home Utilities
1.5x
Internet
1.5x
Walmart
1.5x
Point value: 1.0 cents per point
The Fine Print That Changes the Math
Unlimited 1.5x miles on all purchases. Miles Match: Discover matches all miles earned in the first year. No annual fee.
Discover it Miles FAQ
What is the Discover it Miles annual fee?
The Discover it Miles has no annual fee.
What are the best spending categories for the Discover it Miles?
1.5x on flights, 1.5x on hotels, 1.5x on other travel. Everything else earns 1.5x.
Compare With Similar Cards
Guides Featuring This Card
Is Discover it Miles Right for You?
Run your personalized optimization to see how this card fits into your wallet and how much you could earn based on your actual spending.
Card details are for informational purposes only. Please verify current terms, rewards, and benefits on the issuer's website before applying. Links to issuers are direct; CardSavvy currently earns no commission from them.