American Express
Delta SkyMiles Platinum Business
Annual Fee
$350
Sign-up Bonus
90,000 pts
Travel Credit
$100
Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 3x on flights (catalog median is 2x)
- 3x on hotels (catalog median is 2x)
- 3x on other travel (catalog median is 2x)
- The $350 annual fee needs strong category spending to clear
- Non-bonus spending earns only 1x
Is the $350 Fee Worth It?
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$104/yr
$374 rewards + $80 credits - $350 fee
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$258/yr
$528 rewards + $80 credits - $350 fee
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$469/yr
$739 rewards + $80 credits - $350 fee
Rewards by Category
Dining
3x
Grocery
1x
Gas
1x
Flights
3x
Hotels
3x
Other Travel
3x
Online Shopping
1x
Rideshare
1x
Streaming
1x
Amazon
1x
Costco
1x
Other
1x
Apple
1x
Cell Phone
1x
Fast Food
3x
Home Utilities
1x
Internet
1x
Walmart
1x
Point value: 1.2 cents per point
The Fine Print That Changes the Math
3X on Delta and hotels. Companion Certificate annually. First checked bag free. $100 Delta flight credit.
Benefits & Credits
Delta Flight Credit$100
We count this at 80% of face value (typical usage)
Delta SkyMiles Platinum Business FAQ
What is the Delta SkyMiles Platinum Business annual fee?
The Delta SkyMiles Platinum Business has a $350 annual fee. Statement credits worth about $80/yr at typical usage reduce the effective cost.
What is the Delta SkyMiles Platinum Business signup bonus?
90,000 points for new cardholders meeting the minimum spend. Check the issuer's site for the current offer.
What are the best spending categories for the Delta SkyMiles Platinum Business?
3x on flights, 3x on hotels, 3x on other travel. Everything else earns 1x.
Is the Delta SkyMiles Platinum Business worth the annual fee?
At a typical $24,000/yr spending profile, it nets about $104/yr after the fee. Your own spending mix decides it; run the numbers in the optimizer.
Compare With Similar Cards
Is Delta SkyMiles Platinum Business Right for You?
Run your personalized optimization to see how this card fits into your wallet and how much you could earn based on your actual spending.
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