Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 3x on amazon (catalog median is 1x)
- 2x on other travel (catalog median is 1.5x)
- No annual fee
- Non-bonus spending earns only 1x
What It Earns
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. A credit counts only when the profile spends in its category, so a household with no travel spend gets no travel credit. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$300/yr
$300 rewards
#60 of 92 in the Q4 2026 Rewards Index →Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$362/yr
$362 rewards
#58 of 92 in the Q4 2026 Rewards Index →Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$340/yr
$340 rewards
#75 of 92 in the Q4 2026 Rewards Index →Rewards by Category
Dining
2x
Grocery
1x
Gas
2x
Flights
1x
Hotels
1x
Other Travel
2x
Online Shopping
1x
Rideshare
2x
Streaming
1x
Amazon
3x
Costco
1x
Other
1x
Apple
1x
Cell Phone
1x
Fast Food
2x
Home Utilities
1x
Internet
1x
Walmart
1x
Point value: 1.0 cents per point
The Fine Print That Changes the Math
No annual fee; no Prime membership needed. 3% at Amazon, Whole Foods and Chase Travel, 2% at restaurants, gas stations and on local transit and commuting, 1% everywhere else.
Chase Amazon Visa FAQ
What is the Chase Amazon Visa annual fee?
The Chase Amazon Visa has no annual fee.
What are the best spending categories for the Chase Amazon Visa?
3x on amazon, 2x on other travel, 2x on dining. Everything else earns 1x.
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Sources & Verification
Card data last reviewed 2026-10-20.
Card details are for informational purposes only. Please verify current terms, rewards, and benefits on the issuer's website before applying. Links to issuers are direct; CardSavvy currently earns no commission from them.