Chase
Chase Aeroplan Card
Annual Fee
$95
Sign-up Bonus
70,000 pts
Card data last reviewed 2026-05-22
Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 3x on dining (catalog median is 2x)
- 3x on fast food (catalog median is 2x)
- 3x on grocery (catalog median is 1.5x)
- No foreign transaction fees
- The $95 annual fee needs strong category spending to clear
- Non-bonus spending earns only 1x
Is the $95 Fee Worth It?
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$619/yr
$684 rewards + $30 credits - $95 fee
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$775/yr
$840 rewards + $30 credits - $95 fee
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$625/yr
$690 rewards + $30 credits - $95 fee
Rewards by Category
Dining
3x
Grocery
3x
Gas
1x
Flights
1x
Hotels
1x
Other Travel
1x
Online Shopping
1x
Rideshare
1x
Streaming
1x
Amazon
1x
Costco
1x
Other
1x
Apple
1x
Cell Phone
1x
Fast Food
3x
Home Utilities
1x
Internet
1x
Walmart
1x
Point value: 1.5 cents per point
The Fine Print That Changes the Math
3X Aeroplan points on grocery stores, dining, and direct Air Canada purchases. 1X elsewhere. 500 bonus points per $2,000 monthly spend (up to 1,500/month). Free first checked bag for cardholder and up to 8 companions on the same Air Canada reservation. Up to $120 Global Entry/TSA PreCheck/NEXUS credit. No foreign transaction fees.
- No foreign transaction fees
Benefits & Credits
Global Entry/TSA PreCheck/NEXUS Credit$120
We count this at 25% of face value (typical usage)
Chase Aeroplan Card FAQ
What is the Chase Aeroplan Card annual fee?
The Chase Aeroplan Card has a $95 annual fee. Statement credits worth about $30/yr at typical usage reduce the effective cost.
What is the Chase Aeroplan Card signup bonus?
70,000 points for new cardholders meeting the minimum spend. Verified 2026-05-22. Check the issuer's site for the current offer.
What are the best spending categories for the Chase Aeroplan Card?
3x on dining, 3x on fast food, 3x on grocery. Everything else earns 1x.
Is the Chase Aeroplan Card worth the annual fee?
At a typical $24,000/yr spending profile, it nets about $619/yr after the fee. Your own spending mix decides it; run the numbers in the optimizer.
Compare With Similar Cards
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Is Chase Aeroplan Card Right for You?
Run your personalized optimization to see how this card fits into your wallet and how much you could earn based on your actual spending.
Sources & Verification
Card data last reviewed 2026-05-22.
Card details are for informational purposes only. Please verify current terms, rewards, and benefits on the issuer's website before applying. Links to issuers are direct; CardSavvy currently earns no commission from them.