
Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 5x on flights (catalog median is 2x)
- 5x on hotels (catalog median is 2x)
- 5x on other travel (catalog median is 2x)
- No annual fee
What It Earns
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$360/yr
$360 rewards
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$390/yr
$390 rewards
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$861/yr
$861 rewards
Rewards by Category
Dining
1.5x
Grocery
1.5x
Gas
1.5x
Flights
5x
Hotels
5x
Other Travel
5x
Online Shopping
1.5x
Rideshare
1.5x
Streaming
1.5x
Amazon
1.5x
Costco
1.5x
Other
1.5x
Apple
1.5x
Cell Phone
1.5x
Fast Food
1.5x
Home Utilities
1.5x
Internet
1.5x
Walmart
1.5x
Point value: 1.0 cents per point
The Fine Print That Changes the Math
5% on hotels and rental cars through Capital One Travel, 1.5% on all other purchases. No annual fee.
Capital One Quicksilver Cash Rewards FAQ
What is the Capital One Quicksilver Cash Rewards annual fee?
The Capital One Quicksilver Cash Rewards has no annual fee.
What is the Capital One Quicksilver Cash Rewards signup bonus?
20,000 points for new cardholders meeting the minimum spend. Check the issuer's site for the current offer.
What are the best spending categories for the Capital One Quicksilver Cash Rewards?
5x on flights, 5x on hotels, 5x on other travel. Everything else earns 1.5x.
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