Bank of America
Bank of America Business Advantage Unlimited Cash Rewards
Annual Fee
$0
Sign-up Bonus
30,000 pts
Card data last reviewed 2026-05-22
Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- No annual fee
What It Earns
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$360/yr
$360 rewards
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$390/yr
$390 rewards
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$420/yr
$420 rewards
Rewards by Category
Dining
1.5x
Grocery
1.5x
Gas
1.5x
Flights
1.5x
Hotels
1.5x
Other Travel
1.5x
Online Shopping
1.5x
Rideshare
1.5x
Streaming
1.5x
Amazon
1.5x
Costco
1.5x
Other
1.5x
Apple
1.5x
Cell Phone
1.5x
Fast Food
1.5x
Home Utilities
1.5x
Internet
1.5x
Walmart
1.5x
Point value: 1.0 cents per point
The Fine Print That Changes the Math
1.5% cash back on all purchases. No annual fee. Preferred Rewards for Business members can earn up to 2.62% (Platinum Honors). Most valuable to BoA business relationship customers.
Bank of America Business Advantage Unlimited Cash Rewards FAQ
What is the Bank of America Business Advantage Unlimited Cash Rewards annual fee?
The Bank of America Business Advantage Unlimited Cash Rewards has no annual fee.
What is the Bank of America Business Advantage Unlimited Cash Rewards signup bonus?
30,000 dollars for new cardholders meeting the minimum spend. Verified 2026-05-22. Check the issuer's site for the current offer.
What are the best spending categories for the Bank of America Business Advantage Unlimited Cash Rewards?
1.5x on flights, 1.5x on hotels, 1.5x on other travel. Everything else earns 1.5x.
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Sources & Verification
Card data last reviewed 2026-05-22.
Card details are for informational purposes only. Please verify current terms, rewards, and benefits on the issuer's website before applying. Links to issuers are direct; CardSavvy currently earns no commission from them.