Citi
American Airlines AAdvantage MileUp Card
Annual Fee
$0
Sign-up Bonus
15,000 pts
Card data last reviewed 2026-11-09
Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 2x on grocery (catalog median is 1.5x)
- No annual fee
- Non-bonus spending earns only 1x
- 3% foreign transaction fee
What It Earns
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. A credit counts only when the profile spends in its category, so a household with no travel spend gets no travel credit. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$406/yr
$406 rewards
#38 of 92 in the Q4 2026 Rewards Index →Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$416/yr
$416 rewards
#55 of 92 in the Q4 2026 Rewards Index →Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$504/yr
$504 rewards
#38 of 92 in the Q4 2026 Rewards Index →Rewards by Category
Dining
1x
Grocery
2x
Gas
1x
Flights
2x
Hotels
1x
Other Travel
1x
Online Shopping
1x
Rideshare
1x
Streaming
1x
Amazon
1x
Costco
1x
Other
1x
Apple
1x
Cell Phone
1x
Fast Food
1x
Home Utilities
1x
Internet
1x
Walmart
1x
Point value: 1.3 cents per point
The Fine Print That Changes the Math
2x miles on American Airlines purchases. 2x miles at grocery stores, including delivery (warehouse clubs and superstores excluded). 1 mile per $1 on other purchases. No annual fee. No free checked bag. 3% foreign transaction fee. Welcome offer: 15,000 miles plus a $100 statement credit after $500 in 3 months.
- 3% foreign transaction fee
American Airlines AAdvantage MileUp Card FAQ
What is the American Airlines AAdvantage MileUp Card annual fee?
The American Airlines AAdvantage MileUp Card has no annual fee.
What is the American Airlines AAdvantage MileUp Card signup bonus?
15,000 points for new cardholders meeting the minimum spend. Verified 2026-11-09. Check the issuer's site for the current offer.
What are the best spending categories for the American Airlines AAdvantage MileUp Card?
2x on flights, 2x on grocery. Everything else earns 1x.
Compare With Similar Cards
Is American Airlines AAdvantage MileUp Card Right for You?
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Sources & Verification
Card data last reviewed 2026-11-09.
Card details are for informational purposes only. Please verify current terms, rewards, and benefits on the issuer's website before applying. Links to issuers are direct; CardSavvy currently earns no commission from them.