Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 2.5x on flights (catalog median is 2x)
- 2.5x on hotels (catalog median is 2x)
- 2.5x on other travel (catalog median is 2x)
- No annual fee
What It Earns
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$600/yr
$600 rewards
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$650/yr
$650 rewards
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$700/yr
$700 rewards
Rewards by Category
Dining
2.5x
Grocery
2.5x
Gas
2.5x
Flights
2.5x
Hotels
2.5x
Other Travel
2.5x
Online Shopping
2.5x
Rideshare
2.5x
Streaming
2.5x
Amazon
2.5x
Costco
2.5x
Other
2.5x
Apple
2.5x
Cell Phone
2.5x
Fast Food
2.5x
Home Utilities
2.5x
Internet
2.5x
Walmart
2.5x
Point value: 1.0 cents per point
The Fine Print That Changes the Math
2.5% cash back on all purchases (first year, then 1.5% unless you have qualifying Alliant accounts). No annual fee.
Alliant Cashback Visa Signature FAQ
What is the Alliant Cashback Visa Signature annual fee?
The Alliant Cashback Visa Signature has no annual fee.
What are the best spending categories for the Alliant Cashback Visa Signature?
2.5x on flights, 2.5x on hotels, 2.5x on other travel. Everything else earns 2.5x.
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