Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 4x on dining (catalog median is 2x)
- 4x on fast food (catalog median is 2x)
- 4x on grocery (catalog median is 1.5x)
- No annual fee
- Non-bonus spending earns only 1x
What It Earns
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. A credit counts only when the profile spends in its category, so a household with no travel spend gets no travel credit. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$636/yr
$636 rewards
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$710/yr
$710 rewards
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$550/yr
$550 rewards
Not ranked in the Rewards Index: Requires an existing customer account.
Rewards by Category
Dining
4x
Grocery
4x
Gas
4x
Flights
1x
Hotels
1x
Other Travel
1x
Online Shopping
1x
Rideshare
1x
Streaming
1x
Amazon
1x
Costco
1x
Other
1x
Apple
1x
Cell Phone
1x
Fast Food
4x
Home Utilities
1x
Internet
1x
Walmart
1x
Point value: 1.0 cents per point
The Fine Print That Changes the Math
No annual fee. 4% on grocery, gas and EV charging, dining and takeout, and Verizon purchases; 1% on the Verizon bill and everything else; uncapped. Rewards are Verizon Dollars, usable on the Verizon bill, devices and partner purchases. Only Verizon wireless or Fios account owners and managers can apply.
Verizon Visa Card FAQ
What is the Verizon Visa Card annual fee?
The Verizon Visa Card has no annual fee.
What are the best spending categories for the Verizon Visa Card?
4x on dining, 4x on fast food, 4x on grocery. Everything else earns 1x.
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Sources & Verification
Card data last reviewed 2026-10-20.
Card details are for informational purposes only. Please verify current terms, rewards, and benefits on the issuer's website before applying. Links to issuers are direct; CardSavvy currently earns no commission from them.