U.S. Bank
U.S. Bank Altitude Go
Annual Fee
$0
Sign-up Bonus
20,000 pts
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Card data last reviewed 2026-10-20
Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 4x on dining (catalog median is 2x)
- 4x on fast food (catalog median is 2x)
- 2x on grocery (catalog median is 1.5x)
- No annual fee
- Non-bonus spending earns only 1x
- Bonus rates have spending caps
What It Earns
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. A credit counts only when the profile spends in its category, so a household with no travel spend gets no travel credit. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
+$458/yr
$450 rewards + $8 credits
#23 of 92 in the Q4 2026 Rewards Index →Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
+$574/yr
$566 rewards + $8 credits
#10 of 92 in the Q4 2026 Rewards Index →Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$462/yr
$454 rewards + $8 credits
#39 of 92 in the Q4 2026 Rewards Index →Rewards by Category
Dining
4x
Grocery
2x
Gas
2x
Flights
1x
Hotels
1x
Other Travel
1x
Online Shopping
1x
Rideshare
1x
Streaming
2x
Amazon
1x
Costco
1x
Other
1x
Apple
1x
Cell Phone
1x
Fast Food
4x
Home Utilities
1x
Internet
1x
Walmart
1x
Point value: 1.0 cents per point
The Fine Print That Changes the Math
4x on dining and fast food (first $2,000 per quarter combined, then 1x), 2x on grocery, gas/EV charging and streaming, 1x on everything else including travel. Grocery and gas exclude supercenters and wholesale clubs. A $15 annual streaming credit after 11 consecutive months of streaming purchases. Points are worth 1 cent when deposited to a U.S. Bank account; other redemptions can be worth less.
- Dining: bonus rate capped at $8,000 of spend per year (4x on the first $2,000 per quarter of restaurant, fast-food and bar purchases combined, then 1x. Fast Food shares this cap, which per-category caps cannot express.)
Benefits & Credits
Streaming credit$15
We count this at 50% of face value (typical usage). Our Credit Capture Index rates what an active optimizer captures, so its figures run higher.
$15 statement credit after 11 consecutive months of eligible streaming purchases.
U.S. Bank Altitude Go FAQ
What is the U.S. Bank Altitude Go annual fee?
The U.S. Bank Altitude Go has no annual fee.
What is the U.S. Bank Altitude Go signup bonus?
20,000 points for new cardholders meeting the minimum spend. Verified 2026-10-20. Check the issuer's site for the current offer.
What are the best spending categories for the U.S. Bank Altitude Go?
4x on dining, 4x on fast food, 2x on grocery. Everything else earns 1x.
Compare With Similar Cards
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Sources & Verification
Card data last reviewed 2026-10-20.
Card details are for informational purposes only. Please verify current terms, rewards, and benefits on the issuer's website before applying. Links to issuers are direct; CardSavvy currently earns no commission from them.