Where It Wins, Where It Doesn't
Generated from the card's data against our full catalog, not editorial opinion.
- 3x on flights (catalog median is 2x)
- The $350 annual fee needs strong category spending to clear
- Non-bonus spending earns only 1x
Is the $350 Fee Worth It?
Net annual value (rewards + credits at typical usage, minus the fee) at three reference spending profiles. Signup bonuses excluded.
Everyday
Groceries, gas, and dining out a few times a month ($24,000/yr)
-$62/yr
$288 rewards - $350 fee
Foodie
Heavy dining and delivery, lighter on travel ($26,000/yr)
-$38/yr
$312 rewards - $350 fee
Traveler
Several trips a year with flights and hotels ($28,000/yr)
+$130/yr
$480 rewards - $350 fee
Rewards by Category
Dining
1x
Grocery
1x
Gas
1x
Flights
3x
Hotels
1x
Other Travel
1x
Online Shopping
1x
Rideshare
1x
Streaming
1x
Amazon
1x
Other
1x
Apple
1x
Cell Phone
1x
Fast Food
1x
Home Utilities
1x
Internet
1x
Walmart
1x
Point value: 1.2 cents per point
The Fine Print That Changes the Math
3x on Delta purchases, 1x everywhere else. First checked bag free, Companion Certificate annually, Main Cabin 1 priority boarding.
Delta SkyMiles Platinum FAQ
What is the Delta SkyMiles Platinum annual fee?
The Delta SkyMiles Platinum has a $350 annual fee.
What is the Delta SkyMiles Platinum signup bonus?
90,000 points for new cardholders meeting the minimum spend. Check the issuer's site for the current offer.
What are the best spending categories for the Delta SkyMiles Platinum?
3x on flights. Everything else earns 1x.
Is the Delta SkyMiles Platinum worth the annual fee?
At a typical $24,000/yr spending profile, it comes up about $62/yr short of covering the fee. It can still win for heavier spending in its bonus categories; run your own numbers in the optimizer.
Compare With Similar Cards
Is Delta SkyMiles Platinum Right for You?
Run your personalized optimization to see how this card fits into your wallet and how much you could earn based on your actual spending.
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