Credit card net value by annual spend

Everyday household ($24,000 a year), CardSavvy point values.

-$1K$0$1K$2K$3K$4K$5K$25K$50K$75K$100KAnnual spend →Amex GoldRobinhood Gold VisaBest no-fee card
CardSavvy Rewards Index · Q4 2026Methodology and full dataset