Credit card net value by annual spend
Everyday household ($24,000 a year), CardSavvy point values.
-$1K
$0
$1K
$2K
$3K
$4K
$5K
$25K
$50K
$75K
$100K
Annual spend →
Amex Gold
Robinhood Gold Visa
Best no-fee card
CardSavvy Rewards Index · Q4 2026
Methodology and full dataset